If you’re considering a Spanish mortgage for your real estate investment, our team is here to provide expert assistance every step of the way.

We have established strong partnerships with multiple banks, enabling us to help you find the best mortgage offer tailored to your specific requirements.

For non-residents, Spanish banks typically offer mortgages up to 60% or a maximum of 70% of the property’s valuation, determined by the bank’s assessment rather than the purchase price.

In addition to the standard fees associated with property purchase, there will be additional costs such as the bank commission (typically 1 – 1.5%), Notary Fees, and Registry Fees for the mortgage document.

In total, the legal fees when purchasing a property with a mortgage will amount to approximately 10% on top of the purchase price.

The banks evaluate mortgage applications based on your income and overall financial situation. We will guide you in providing the necessary documents and act as a liaison between you and the bank, streamlining the process.

Interest rates on Euro mortgages are determined by the EURIBOR, ensuring transparency and stability in your mortgage repayments.

Let us help you navigate the Spanish mortgage landscape and secure the best financing option for your real estate investment.

Contact our team today for personalised guidance and expert advice.